Key Takeaways

• Stay Home, Stay Independent: In-home care supports aging in place.
• Plan Before a Crisis: Arrange future care while you’re healthy and active.
• Get Help as Needs Change: Care coordination connects you with appropriate services.
• Ease Family Responsibilities: Professional support helps loved ones manage caregiving demands.
• Compare Memberships Carefully: Review costs, eligibility, and covered services before joining.

Your favorite chair sits by the window. Neighbors wave when you collect the mail. Your kitchen holds decades of holiday memories. No wonder so many older adults want to stay put.

If that’s the way you’re feeling, you have plenty of company. AARP’s 2024 Home and Community Preferences Survey found that 75% of adults 50 and older want to remain in their current homes as they age. In-home care from a Life Care Community helps you stay while you plan for the years ahead.

What Is In-Home Care From a Life Care Community?

Life Care Communities, often called continuing care retirement communities, traditionally pair a residence with a promise of future healthcare on one campus. Some communities now bring that same promise to your front door.

Seabury At Home, for example, offers what Seabury describes as Connecticut’s first home-based life care program for active adults 50 and older. Members throughout the state keep living in their own homes while Seabury coordinates their current and future care.

Families often call a home care agency only after a crisis. A Life Care at Home membership builds a plan long before you need hands-on help.

How In-Home Care Supports Independence

Independence doesn’t mean doing everything alone. It means choosing how you live.

Services in a Life Care at Home program often include:

• A personal health coordinator. Each Seabury At Home member works with a personal health coordinator available around the clock to arrange services as needs change.
• Safety and home upkeep. Emergency monitoring, home inspections, and repair coordination help prevent small problems from becoming big ones.
• Hands-on care when you need it. If your health changes, members can receive skilled home nursing, home health aides, a live-in companion, or adult day programs.
• A safety net beyond the home. Depending on the plan, membership also covers assisted living, nursing care, or memory support.

Why Safety at Home Matters So Much

Falls pose one of the biggest threats to independent living. More than 1 in 4 people 65 and older fall each year, yet fewer than half tell their doctor, according to the Centers for Disease Control and Prevention. The CDC also notes that one fall doubles your chances of another.

Regular inspections and attentive caregivers help members fix hazards before an accident forces a move.

How Does In-Home Care Help Your Loved Ones?

If you care for an aging loved one, you know the juggling act. AARP and the National Alliance for Caregiving report that 63 million Americans, nearly 1 in 4 adults, provided ongoing care for a loved one in the past year.

A dedicated personal health coordinator lifts much of that weight by tracking appointments, arranging services, and advocating for your parent. You get to visit as a son, daughter, or friend instead of a scheduler.

Can In-Home Care Keep Seniors Socially Connected?

Staying home shouldn’t mean staying isolated. The National Institute on Aging connects loneliness and social isolation to higher rates of depression, heart disease, and dementia.

Seabury At Home members can use Seabury’s fitness center and join its social and wellness programs, keeping friendships within easy reach.

What Does In-Home Care Cost?

Costs vary by provider. Seabury positions its membership as an alternative to long-term care insurance, with a predictable fee that won’t rise no matter how many services a member uses.

Before you commit, ask any provider for a written breakdown of fees, services, and eligibility rules, and review it with a financial adviser.

Is In-Home Care the Right Choice for You?

The approach may suit you if you:

• Feel healthy and active today but want a plan for tomorrow.
• Love your home and neighborhood.
• Want to protect your savings from unpredictable care costs.
• Hope to keep your children from becoming full-time caregivers.

Programs such as Seabury At Home accept new members who are healthy and active, up to 80, so planning early gives you the most choices.

Take the Next Step

Start the conversation now, while you have time to explore. Invite your adult children, write down your questions, and compare programs.

To learn how a Life Care at Home membership works, visit Seabury At Home or call 860-286-0243. You can also contact us online. Your home, your routines, and your independence deserve a plan that protects them.