As you start thinking about where you or a loved one might want to live in retirement, the number of choices can feel overwhelming. Each option differs from independent living to assisted care and continuing care retirement communities (CCRCs). But if you’re looking for a place that provides both vibrant living and peace of mind for the future, Life Plan Communities might be the perfect fit.
What makes Life Plan Communities special? They provide a unique combination of long-term security, social connection, and seamless healthcare transitions — all in one place. Keep reading to learn more about what sets them apart to help you decide if they could be the right choice for your next chapter.
A Full Continuum of Care in One Place
One of the most significant advantages of Life Plan Communities is the continuum of care they provide. Unlike standard retirement communities that focus solely on independent living, Life Plan Communities offer a range of services, including:
- Independent living: Active, maintenance-free housing for entirely independent seniors.
- Assisted Living: Supportive care for residents who need help with daily tasks like dressing and medication management.
- Skilled nursing and rehabilitation: Short-term recovery support and long-term nursing care options.
- Memory Care: Specialized care for those experiencing cognitive decline or dementia.
Why This Matters:
Multiple levels of care are available within the same community, so residents don’t have to relocate if their needs change. According to the National Library of Medicine, moving to a different facility can cause stress and disorientation, particularly for seniors with dementia. Access to the full continuum of care eliminates the stress and disruption of moving to a new facility.
A Vibrant Lifestyle Focused on Well-Being
Life Plan Communities prioritize social engagement, wellness, and lifelong learning, which are key to maintaining cognitive and emotional health in older adults. These communities often feature:
- On-site fitness centers and wellness programs
- Lifelong learning opportunities through lectures, art classes, and skill-building workshops
- Social clubs and group activities to foster friendships
- Dining options with healthy, chef-prepared meals
Why This Matters:
Studies have shown that seniors who stay socially engaged and physically active tend to live longer, healthier lives. The National Institutes of Health reports that social isolation increases the risk of health issues such as depression, high blood pressure, and cognitive decline.
Financial Stability and Predictable Costs
Unlike traditional retirement communities, where costs fluctuate significantly, many Life Plan Communities operate on a predictable financial model. Residents typically pay:
- An initial entrance fee (varies based on location, services, and residence type)
- Monthly fees that cover housing, meals, activities, and healthcare services
This setup ensures long-term financial security and peace of mind by covering future healthcare needs without unexpected expenses.
Why This Matters:
Long-term care costs in the US can be unpredictable. According to Genworth’s 2023 Cost of Care Survey, the median price of assisted living is $4,774 per month, and skilled nursing can exceed $8,000.
In Connecticut, with its desirable location and amenities, average costs can be even higher, with private nursing facilities reaching nearly $18,000 per month on average. Life Plan Communities offer a structured, predictable financial model that protects residents from these rising costs.
A Built-In Community of Support
Unlike standalone retirement homes where residents may experience social isolation, Life Plan Communities foster a built-in sense of belonging. The design encourages:
- Close-knit relationships with neighbors
- Regular community events and outings
- Access to emotional and peer support groups
This strong support system enhances quality of life and provides a sense of security.
Why This Matters:
According to the Harvard Study of Adult Development, one of the longest-running studies on human happiness, social relationships are the most significant factor in long-term well-being and life satisfaction.
Future-Proofing for Aging in Place
Aging in place is a priority for many seniors, but it requires careful planning. Life Plan Communities offer a proactive approach by ensuring residents receive the care they need as they age — without the stress of moving to an unfamiliar facility.
Why This Matters:
- It eliminates the need for multiple relocations in later years.
- Residents remain in a familiar environment with access to increasing care levels.
- Families can have peace of mind knowing they have already planned for their loved one’s future needs.
Is a Life Plan Community Right for You?
A Life Plan Community like Seabury might be the best option if you’re looking for a comprehensive, long-term retirement solution that balances independence, care, social engagement, and financial stability. Unlike traditional retirement communities or standalone assisted living facilities, Life Plan Communities provide a proactive, all-inclusive approach to aging well — giving residents security, connection, and quality care for life.
Before deciding, visit communities in person, ask about contract details, and speak with current residents to get a feel for daily life.
Seabury is a CARF-accredited 5-star nursing home, demonstrating its quality and reliability. Our accreditation reassures residents and their families that Seabury is committed to providing high-quality care and services. By choosing an accredited community like Seabury, residents can feel confident in their decision, knowing they will be supported in living a fulfilling and secure life as they age.
We offer a range of living options to satisfy changing needs and preferences. Whether you’re contemplating transitioning to independent apartments and villas, cottages, or Seabury At Home, adults 55 and older can count on Seabury to provide peaceful living opportunities. Seabury’s continuum of care model prioritizes making residents’ lives as comfortable as possible.
Your Life Plan Contract at Seabury also includes a transition to assisted living, enhanced living, and nursing care services for the same monthly fee should you require them in the future. Contact us today for more information!